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SO YOU NEED HEALTH INSURANCE. NOW WHAT?

Having the facts can make all the difference when it comes to health insurance. To make the most of new choices, protections and financial help, you need good information. This guide can help you find quality coverage that won’t break the bank.

Beat High Bank Fees

Banks rely on consumer indifference when they raise fees. They count on consumers not shopping around. PIRG’s Big Banks, Bigger Fees reports routinely find that small banks and credit unions are not following the big banks’ lead; they still offer many free or low cost accounts.

Resource | Transportation

Comments-re-proposed-changes-to-TIFIA-program-Docket-No.-FHWA-2009-0123

This letter regards proposed changes [outlined in Docket No. FHWA-2009-0123] to the Transportation Infrastructure Finance and Innovation Act (TIFIA), a program of the United States Department of Transportation (U.S. DOT). We support the proposed adjustments and would further shift the weighting criteria for evaluating applications. We also support requirements to offset the subsidy cost of directly operating the program and the federal government’s costs associated with the issuance of this credit. However, we are concerned that allowing applicants to pre-pay for the federal government to mitigate or insure their financing risks may encourage and obscure excessive risk taking. The comments address these three issues in turn, with introductory remarks about the pervasive backlash to public-private toll road financings in Texas and concluding remarks about future process and transparency.

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